How to Control PF Balance Online, take out funds: a complete step-by-step guide
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How to Control PF Balance Online, take out funds: a complete step-by-step guide

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Here is a detailed guide to give you all the necessary information to not only check your PF balance but also to understand how you withdraw money if needed.

PF balance.

PF balance.

How to check PF balance online: Managing your Provident Fund (PF) is crucial to planning your financial future. For employees in the organized sector, it is an important skill to understand how to control your PF balance. Here is a detailed guide to give you all the necessary information to not only check your PF balance but also to understand how you withdraw money if needed. Let’s dive into the step-by-step process and ensure that the information is both accessible and actionable.

What is Provident Fund (PF)?

Provident Fund (PF) is a government -managed pension -saving system mainly for officials in India, where both employers and employees contribute a fixed percentage of the salary to the fund. This fund is then available to the employee in retirement or under specific circumstances such as buying a home or medical emergency.

How to check PF balance: a step-by-step guide

Step 1: Activate your UAN

Universal Account Number (UAN) is important for accessing your PF account. If you have not activated your UAN, follow these steps:

  • Visit EPFO website.
  • Click on the “for employees” section under the “Services” tab.
  • Select ‘Member UAN/Online Service (OCS/OTCP)’.
  • Click ‘Enable UAN’.
  • Enter your UAN, mobile number and PF member ID.
  • Follow the instructions to activate your UAN.

Step 2: Log in to your account

When your UAN is enabled:

  • Go back to the ‘Member Uan/Online Services’ screen.
  • Enter your UAN, Password and CAPTCHA to log in.

Step 3: View your PF balance

After login:

  • Select the “View” tab.
  • Click ‘Passbook’.
  • Your PF pass book shows your PF account’s current balance and transaction history.

How to check PF Balance with the UMANG app: a step-by-step guide

The UMANG app is a government initiative that provides a uniform platform for access to various government services, including checking your PF balance. It is a mobile app that makes it easy to stay on top of your finances, right at hand. Here’s how you can check your PF balance with the UMANG app:

Step 1: Search for EPFO ​​services

  • On the home screen of the Umang app you will see a search field at the top.
  • Search for “EPFO” or “EPF” in the search field to find EPFO ​​(Employees’ Insurance Fund Organization) services.

Step 2: Choose ‘EPFO’ from the results

  • Click the EPFO ​​service from the search results. This opens a new menu with different EPFO ​​services.

Step 3: Select “View Passport Book” or “PF Balance”

  • In the EPFO ​​menu, look for the option that says “View Passport Book” or “Check PF Balance”.
  • Press this option to continue.

Step 4: Enter your UAN (Universal Account Number)

  • You will be asked to enter your UAN (Universal Account Number), which is linked to your PF account.
  • If you do not know your UAN, check your salary or contact your HR department.
  • Enter UAN and send.

Step 5: View your PF balance

  • Once you have entered your UAN, the app will download your PF details linked to it UAN.
  • You can see your current PF balance, along with transaction history, grants and other relevant information.

Check PF balance by SMS or Missed Call

If you prefer not to use the online portal, you can also check your PF balance via SMS or a missed call:

  • SMS: From your registered mobile number, send a text message to 7738299899 with the text ‘EPFOHO UAN’.
  • Missed Call: Call a missed call to 011-22901406 from your registered mobile number.

How to take out PF balance

Eligibility for withdrawals

You can withdraw from your PF account:

  • At retirement.
  • For large expenses such as medical treatment, higher education or home purchases.
  • About unemployed for more than two months.

Steps to withdraw pf

1. Sign in to EPFO portal: Use your UAN and password to access your account.

2. Navigate to the “Online Services” tab: Select “Requirements (Form-31, 19 & 10C)”.

3. Enter the last four digits of your bank account: verify by clicking ‘verify’.

4. Click ‘Continue for online claims’: Select the type of withdrawal claim from the drop -down menu ‘I want to apply for’.

5. Fill in the details and upload documents: Reload scanned documents if necessary.

6. Send your requirement: After submission, your requirement will be processed and funds will usually be transferred to your bank account within 10-20 days.